Covers bodily injury and property damage to others if you're at fault in an accident while operating commercially.

Covers repairs or replacement for your own truck and trailer from accidents (Collision) or non-collision events (Comprehensive: theft, fire, vandalism).

Protects the freight you're hauling from loss, theft, or damage (e.g., during accidents, bad weather).

 Provides protection against lawsuits for bodily injury, property damage, and personal injury not caused by driving the truck.